Phoenix Credits are end game currency that purchase from special items vendor in either the base of operation or the safe room in a very north of the Dark Zone. Players use on weapons, mods, exclusive accessories, or gear that have both level 30 Agent and level 50 Dark Zone requirements on them. They can only be obtained and spent once a player reaches level 30, and Agents have an inventory max of 2000 Phoenix Credits.
1. Phoenix Credits:
Special Gear Vendor
The Special Gear Vendor is famous for the High-End weapons and gear that players can get from him. However, a lot of you might have overlooked the fact that a good deal of what this new vendor sales is actually High-End blueprints, meaning you'll be managed to craft them yourselves.
Items from this special gear vendor can only be purchased using Phoenix Credits. As you complete Daily Missions, be sure to check back with this vendor to see what High-end weapons, gear, blueprints, or mods they have in stock.
Now that you've obtainedsome Phoenix Credits you are be able to find the vendor just to the right of the Recalibration area, which is on the left side of the room just in front of where Rhodes has set up shop. Interact with the Special Gear Vendor to spot yourself looking at a shiny menu of High-End and Superior gear.
The blueprints don't cost nearly as much as the full-blown weapons, and they offer a opportunity at more unique Talents and Stats than purchasing the weapon outright does. Either way you decide to do things, the Special Gear Vendor will most likely have some shiny new toys that you'll want to check out as soon as you can.
In order to unlock the best gear that The Division has to offer, players will be asked to earn and collect a completely different in-game currency known as Phoenix Credits. The same in Strange Coins found in Destiny, Phoenix Credits arethe type of in-game currency which its purpose is to purchase high-end weapons, gear items and blueprints that have both level 30 Agent and level 50 Dark Zone requirements on them.
2. Hunting named enemies
There is a small chance for Phoenix Credits to drop from named bosses both inside and outside of the Dark Zone. While this is a somewhat less reliable way to earn Phoenix Credits, it offers yet another incentive to complete Challenging missions or try your luck in the Dark Zone. The more Phoenix Credits you accumulate in the field, the more you can purchase from end game vendors
3. Madison field hospital exploit
This exploit should be used only for farming Phoenix Credits or crafting materials/JTF credits (from the items/weapons dropped). While you can easily earn a decent amount of PC fairly quickly, this is not a good strategy for farming High-End gear drops (only Superior items will drop in this mission).
Replay the Madison Field Hospital story mission on Hard and fight your way to the rooftop showdown at the end of the mission. Kill the Named boss Hutch (on the rooftops), but avoid eliminating too many of his henchmen.
While you're not earning tons of PC that quickly, once you reach this rooftop encounter, the process is the fastest method of earning PC after completing your Daily challenge missions.
4. Completing daily missions
After reaching Level. 30, players will notice that each day some mission replay icons on their maps are marked with white circles.These are Daily Missions, and they award players 15 (Hard Difficulty) or 20 ( Challenging Difficulty) Phoenix Credits on completion of the mission on the designated grounds. They can only be run once for credits, and will cycle in new missions every day.
5. Complete missions on challenging difficulty
As most players know, each main mission can be replayed on higher level. Once you reach Level 30, certain missions are available with a "Challenging" difficulty setting. Completing this difficulty will provide a reward of 30 Phoenix Credits when players clear the mission on that difficulty.
Phoenix Credits are shared across all characters on your account. So if you have multiple Level 30 characters you can do the Daily's multiple times a day and also can kill the Roaming NPC Elites multiple times account wide for Phoenix Credits.
Overall, Phoenix Credits are the end-game currency that is used to purchase high-end weapons, gear items and blueprints. In the full game, you won’t really see high-end weapons until endgame.
There are some of daily mission on challenging you will need to gear up but regardless successfully completing that all difficulties, you will be rewarded with Phoenix Credits and sometimes you will even get bonus credits as drops from the final bosses.